Terms and Conditions

The following Terms and Conditions apply to the use of this Web site as well as all transactions conducted through the site.

Use Of Site,

ACKNOWLEDGEMENT AND AGREEMENT

By ordering, you agree that past performance is no guarantee of future returns, losses do and will occur, all prices are before brokerage and that not all weeks will be profitable.

Further, you agree that past performance does not guarantee future returns, that all prices quoted by Predictive Financial Services are before brokerage and Predictive Financial Services makes no representations or warranties about the accuracy or completeness of the information contained in the materials provided to clients. Any links provided to other server sites are offered as a matter of convenience and in no way are meant to imply that Predictive Financial Services endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated. This Agreement shall be construed in accordance with the laws of the United States of America and you are deemed to have irrevocably consented to the jurisdiction of the courts thereof. There is no refund on unused subscriptions, however you may cancel at any time and your credit/debit card will not be charged again. You may "pause" or place your subscription "on Vacation Hold" at any time and utilize the unused portion of your subscription later. This Agreement constitutes the entire agreement between the parties with respect to the subject matter hereof, and supersedes all previous written or oral agreements between the parties with respect to such subject matter. If any inconsistency exists between the terms of this agreement and any additional terms and conditions provided to clients, such terms shall be interpreted as to eliminate any inconsistency, if possible, and otherwise the terms and conditions herein shall control. You agree to indemnify, defend and hold Predictive Financial Services and its officers, directors, owners, agents, information providers and licensors/licensees harmless from and against any and all claims, liability, losses, costs and expenses (including attorneys' fees) incurred by any Predictive Financial Services party in connection with any use or alleged use of materials provided to clients with or without your password by any person, whether or not authorized by you. Predictive Financial Services reserves the right, at their own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case you agree to cooperate with Predictive Financial Services defense of such claim. Nothing published by Predictive Financial Services should be considered personalized investment advice. Although Predictive Financial Services may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. Very Important - the information that is provided is Copyright protected. It is STRICTLY CONFIDENTIAL and exclusively for our Clients. It cannot be copied, shown, forwarded or displayed by any means to friends, family or the public. Clients found violating this will be terminated without Refund and further legal action may follow. Our Recommendations may not be suitable for all investors. Please consult your legal, financial & other advisers before investing in any Recommendation that we offer. Recommendations are for Positions that are not FDIC insured and may lose value. Predictive Financial Services is not responsible for any gains or losses that Clients may incur.

PRIVACY POLICY AGREEMENT
By ordering, you agree that - Predictive Financial Services is committed to keeping any and all personal information collected of those individuals that visit our website and make use of our online facilities and services accurate, confidential, secure and private. Our privacy policy has been designed and created to ensure those affiliated with Predictive Financial Services of our commitment and realization of our obligation not only to meet but to exceed most existing privacy standards. THEREFORE, this Privacy Policy Agreement shall apply to Predictive Financial Services, and thus it shall govern any and all data collection and usage thereof. By ordering and by the use of www.PredictiveFinancialServices.com you are herein consenting to the following data procedures expressed within this Agreement.

Collection of Information
This website collects various types of information, such as voluntarily provided information which may include your name, address, email address, billing and/or credit card information etc., which may be used when you purchase products and/or services and to deliver the services you have requested. Please rest assured that this site shall only collect personal information that you knowingly and willingly provide by way of surveys, completed membership forms, and emails. It is the intent of this site to use personal information only for the purpose for which it was requested and any additional uses specifically provided on this site. It is highly recommended and suggested that you review the privacy policies and statements of any website you choose to use or frequent as a means to better understand the way in which other websites garner, make use of and share information collected.

Use of Information
CollectedPredictive Financial Services may collect and may make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you from www.PredictiveFinancialServices.com. Predictive Financial Services may also be in contact with you with regards to completing surveys and/or research questionnaires related to your opinion of current or potential future services that may be offered. Predictive Financial Services does not now, nor will it in the future, sell, rent or lease any of our customer lists and/or names to any third parties. Predictive Financial Services may disclose your personal information, without prior notice to you, only if required to do so in accordance with applicable laws and/or in a good faith belief that such action is deemed necessary or is required in an effort to:Remain in conformance with any decrees, laws and/or statutes or in an effort to comply with any process which may be served upon Predictive Financial Services and/or our website; Maintain, safeguard and/or preserve all the rights and/or property of Predictive Financial Services; and Perform under demanding conditions in an effort to safeguard the personal safety of users of www.PredictiveFinancialServices.com and/or the general public.

Children Under Age of 13
Predictive Financial Services does not knowingly collect personal identifiable information from children under the age of thirteen (13) without verifiable parental consent. If it is determined that such information has been inadvertently collected on anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is deleted from our system's database. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this website.

Un-subscribe or Opt-Out
All users and/or visitors to our website have the option to discontinue receiving communication from us and/or reserve the right to discontinue receiving communications by way of email or newsletters. To discontinue or unsubscribe to our website please send an email that you wish to unsubscribe to [email protected]. If you wish to unsubscribe or opt-out from any third party websites, you must go to that specific website to unsubscribe and/or opt-out.

Links to Other Web Sites
Our website does contain links to affiliate and other websites. Predictive Financial Services does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of each and every website that collects personally identifiable information. Our Privacy Policy Agreement applies only and solely to the information collected by our website.

Security
Predictive Financial Services shall endeavor and shall take every precaution to maintain adequate physical, procedural and technical security with respect to our offices and information storage facilities so as to prevent any loss, misuse, unauthorized access, disclosure or modification of the user's personal information under our control.

Changes to Privacy Policy Agreement
Predictive Financial Services reserves the right to update and/or change the terms of our privacy policy, and as such we will post those change to our website homepage at www.PredictiveFinancialServices.com, so that our users and/or visitors are always aware of the type of information we collect, how it will be used, and under what circumstances, if any, we may disclose such information. If at any point in time Predictive Financial Services decides to make use of any personally identifiable information on file, in a manner vastly different from that which was stated when this information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the option as to whether or not to permit the use of their information in this separate manner.

Acceptance of Terms
By the use of this website and by ordering, you are hereby accepting the terms and conditions stipulated within the aforementioned Privacy Policy Agreement. If you are not in agreement with our terms and conditions, you should not order and you should refrain from further use of our site. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes. Very Important - nothing published by Predictive Financial Services should be considered personalized investment advice. Although Predictive Financial Services may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by Predictive Financial Services to you should be deemed as personalized investment advice. The information that is provided is Copyright protected. It is STRICTLY CONFIDENTIAL and exclusively for our Clients. It cannot be copied, shown, forwarded or displayed by any means to friends, family or the public. Clients found violating this will be terminated without Refund and further legal action may follow. Our Recommendations contained herein may not be suitable for all investors. Please consult your legal, financial & other advisers before investing in any Recommendation that we offer. Recommendations are for Positions that are not FDIC insured and may lose value. Predictive Financial Services is not responsible for any gains or losses that Clients may incur.

How to Contact Us
If you have any questions or concerns regarding the Privacy Policy Agreement related to our website, please feel free to contact us -

Email: [email protected]
Telephone Number: 1(800) 418-7446 or 1(805)708-1765
Mailing Address:
Predictive Financial Services, 222 E Carrillo St,
PO Box 1395, Santa Barbara, California 93102
Effective: 08/01/2013

U.S. Government Required Disclaimer - 
Forex, futures, stock, and options trading is not appropriate for everyone. There is a substantial risk of loss associated with trading these markets. Losses can and will occur. No system or methodology has ever been developed that can guarantee profits or insure freedom from losses. No representation or implication is being made that using this methodology or system or the information in this letter will generate profits or ensure freedom from losses.

HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.

All content appearing on this Web site is the property of:

As a user, you are authorized only to view, copy, print, and distribute documents on this Web site so long as (1) the document is used for informational purposes only, and (2) any copy of the document (or portion thereof) includes the following copyright notice: